PA-DSS

The Payment Application Data Security Standard (PA-DSS) is the global security standard created by the Payment Card Industry Security Standards Council (PCI SSC).PA-DSS was implemented in an effort to provide the definitive data standard for software vendors that develop payment applications. The standard aims to prevent developed payment applications for third parties from storing prohibited secure data including magnetic stripe, CVV2, or PIN. In that process, the standard also dictates that software vendors develop payment applications that are compliant with the Payment Card Industry Data Security Standards (PCI DSS).

For a payment application to be deemed PA-DSS compliant, software vendors must ensure that their software includes the following 14 protections:

1. Do not retain full magnetic stripe, card validation code or value, or PIN block data.
2. Protect stored cardholder data.
3. Provide secure authentication features.
4. Log payment application activity.
5. Develop secure payment applications.
6. Protect wireless transmissions.
7. Test payment applications to address vulnerabilities.
8. Facilitate secure network implementation.
9. Cardholder data must never be stored on a server connected to the internet.
10. Facilitate secure remote software updates.
11. Facilitate secure remote access to payment application.
12. Encrypt sensitive traffic over public networks.
13. Encrypt all non-console administrative access.
14. Maintain instructional documentation and training programs for customers, resellers, and integrators.

The most recent version of PA-DSS is 3.0.

What is the difference between PCI DSS and PA DSS?
Short answer: Every organization that handles credit cards needs to comply with PCI DSS, but only vendors that make and sell payment applications need to meet PA DSS requirements.

NFC

NFC (Near Field Communications) is a secure, very short-range wireless communication technology that lets two NFC-enabled devices (your smartphone and/or EMC card and NFC-capable payment processing hardware) exchange information.

As such, NFC allows for e-purse payments (e.g., Apple Pay and Google Wallet) on an EMC-capable payment processing device.

EMV

EMV (Europay, MasterCard, Visa)

To further enhance the security for authenticating credit and debit card transactions, EMV is a global standard for the interoperability of EMV-compliant integrated circuit cards (IC cards or "chip cards") and EMV-compliant credit cards. Through the use of chip-based cards, compared to magnetic stripe card transactions that rely on the holder's signature and visual inspection of the card to check for features such as a hologram, EMV chip card transactions improve security against fraud.

EMV also allows for e-purse payments (e.g., Apple Pay and Google Wallet) via NFC (Near Field Communications) a secure, very short-range wireless communication technology that lets two NFC-enabled devices (your smartphone and/or EMC card and NFC-capable payment processing hardware) exchange information.

EMV Card Distribution

By the end of 2015, 70% of all U.S. credit cards (and 41% of all U.S. debit cards) will be EMV-enabled.

What This Means for the Business Owner

The increased protection from fraud has allowed banks and credit card issuers to push through a 'liability shift' such that merchants will be held liable (beginning October 1, 2015) for any fraud that results from transactions on systems that are not EMV capable.

What You Need to Do...and When

To protect your most valuable asset—your business—from the liability for card payment fraud, you MUST work with your POS provider to upgrade your non-EMV compliant payment processing equipment. Your POS provider will also discuss compliance with PCI DSS 3.0, the new standards for payment processing.

And the time to upgrade is NOW. Here’s why:

1. You can begin accepting mobile wallet payments immediately and position yourself now for EMV card acceptance

2. You can avoid a likely EMV terminal shortage as 10/1/15 draws closer

3. You will be demonstrating to your customers that cardholder data security is a top priority

The Bottom Line

The October Revolution is coming. Don’t put off until then (or later) what you need to do TODAY. The solution—getting EMV-capable payment processing equipment for your business---is simple. And with it, comes enhanced security and a world of future payment possibilities!

Welcome to PDQ POS from Signature Systems, Inc., the top rated Restaurant POS, Pizza POS, QSR POS, Table Service POS, Bar POS and Drive-Thru POS in the hospitality industry.

Our restaurant software system is full-featured (with Online Ordering, Rewards/Loyalty and much more), PA-DSS 3.0 Validated, EMV-ready and NFC-capable.

PDQ POS is also the fastest POS in the marketplace and the easiest to learn and operate! And, as expected, PDQ POS is the most powerful POS and the easiest to learn and operate!

Call us TODAY at 877-968-6430. We can help you!

PA-DSS 3.0 Validated

Plus: Apple Pay/Google Wallet Capable

Security, Without EMV Card Fraud Liability

EMV-Ready…compliant with Apple Pay & Google Wallet

Learn more now!

We Are The Top Rated POS

Full-featured; Best-in-Class Functionality

Powerful, but Simple to Use

#1: Speed, Reliability, Security & Accuracy 

Learn more now!

24x7x365 Live U.S.-based Support

Fully Trained, Highly Experienced Staff

Includes Three-year Hot Swap Warranty

All Day, Every Day…We’ve Got You Covered!

Learn more now!

Full-Featured On-Line Ordering

Online Orders Average 18% Higher Than Other Orders

Save on Staff Costs

On-Line Ordering Means Less Phone Coverage Needed

Learn more now!

Keyboard with Save Your Time Button.Save 10+ Hours Weekly

We know that more “family time” is what you really want. That’s why we keep perfecting our top-rated Restaurant POS, QSR POS, Bar POS and Pizza POS. With unsurpassed speed, reliability, security and accuracy, PDQ POS can save you 10-15 hours a weektime you don’t currently have. And with the gift of time, you’ll be able to attend family events (and even take that vacation you’ve been dreaming about)!

Call us TODAY at 877-968-6430 and begin saving time. But hurry…the clock is ticking!

Grow Revenue by 18%

Our feature-rich, top rated Restaurant POS, QSR POS, Bar POS and Pizza POS with full Online Ordering integration can increase revenue without increasing staff. Statistics show that online orders, on average, are 18% higher than in-store orders. And the more online orders you receive, the less telephone order-taking staff you’ll need. Now that’s a win-win–and a lot of extra $$.

Call us TODAY at 877-968-6430 to begin earning more!

vx805Beware 10/1/2015

There’s a new revolution coming—and, for many businesses including those who use Restaurant POS, QSR POS, Bar POS and Pizza POS systems, it forebodes a financial fiasco with regard to credit card fraud liability. That’s because on October 1, 2015, according to the Payment Card Industry (PCI) Security Standards Council, payment card fraud that could have been avoided through the use of a Chip/Smart Card EMV Terminal will become an expense to your business–rather than to the credit card issuer.

Call us TODAY at 877-968-6430 to help protect your business from EMV card fraud liability!

new_pdq_touch_screen_1024.pngFeatures+Fast=Fabulous 

Online Ordering | Rewards & Loyalty | PA-DSS 3.0 Validated | EMV-Ready | NFC-Capable Payment Processing | Mobile & Enterprise Reporting | Enhanced Driver Mapping & Driver Dispatch | Top Rated for Speed, Reliability, Security & Accuracy | Easiest to Learn & Operate | 29 Years’ Experience | Apple Pay & Google Wallet | 24x7x365 Live U.S.-based Support | 3-Year Hot Swap Warranty | Single Location or Nationwide Franchise/Chain…and MUCH MORE!

Call us TODAY at 877-968-6430 to reap the rewards of being a PDQ POS customer!

Enjoy the (Slide) Show!

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